Howden Insurance Brokers

Howden are proud to be partnered with the British Florist Association.

Howden Insurance Brokers are the 5th largest employee-owned business in the UK, and one of the largest insurance groups in the world managing premiums on behalf of millions of clients of all shapes and sizes spanning 100 countries. 

Big business. Small business. Everyone deserves great service

Service is everything to us. Seriously. Whatever you need, we’ll configure it your way.

We have 15,000 people on our global team, and everyone is a specialist in something. 

We have teams specialising in smaller and larger businesses – we are well resourced and care about all our clients (it’s an employee-owned business thing).

So whatever the size and scope of your insurance needs, we are confident we can partner you with the expertise you need.

That might be a 1-2-1 chat or assembling a project team across 90 countries – whatever great service looks like for you, we can make it happen.

At Howden Insurance Brokers, we haven’t just strolled into the local florist and decided we may be able to help. We have a solid track record of delivering market-leading insurance policies to the floristry industry and as a result of this commitment, are the exclusive insurance partner of the British Florist Association

The good news is that this is a mutually beneficial partnership. Members of the British Florist Association benefit from exclusive discounts and covers when using Howden’s insurance services.

We know that nobody understands the risks Businesses face better than the Businesses who purchase Insurance themselves.

Exclusive additional covers included as standard are:

•    Work Away cover (manual work away from premises, such as delivery and set up of floral arrangements and exhibiting) included as standard
•    Contents including any flora and fauna, vases, pots, and urns and stock in the open – no upper limit
•    Seasonal Stock Uplift: Providing generous levels of additional cover at no extra charge for busy periods such as Valentine’s Day
•    Â£5,000 deterioration of stock included as standard
•    Business Interruption with no upper limit
•    Goods in Transit with no upper limit
•    Commercial Legal Expenses up to £100,000 included as standard
•    Motor Vehicle insurance, from 1-1,000 vehicles (cover provided from our wider panel of insurers, allowing us to undertake price comparisons). 

This is not an exhaustive list of covers offered.

And there’s more. We’re pleased to provide all members of the British Florist Association with a free ‘Insurance Health Check’, giving you peace of mind that your policy has been reviewed by an industry expert. All details will be recorded, allowing us to contact you within 30 days of your renewal date to provide you with a bespoke British Florist Association member’s insurance quotation. 

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